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Refinance rates remain lower than purchase mortgage rates

Original: Mortgage and refinance interest rates today, Monday, September 28, 2026: Refinance rates still lower than purchase rates

Mortgage and refinance interest rates for Monday, September 28, 2026 show refinance rates continuing to sit below purchase rates. Homeowners weighing a refinance may still find lower pricing than buyers taking out new purchase loans. Borrowers are watching daily rate moves to decide whether refinancing makes financial sense amid ongoing rate uncertainty.

Why now: Homeowners and buyers track daily rate reports to time refinancing and purchase decisions.

Yahoo Finance

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