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Mortgage rates inch upward again in late September

Original: Mortgage rates today, Sept. 28, 2026: Rates still inching upward

Mortgage rates continued a slow climb as of September 28, 2026, according to Fortune's daily rate tracker. The steady upward movement matters for homebuyers weighing whether to lock in a loan now or wait for relief, and for homeowners considering refinancing. Rate-watch coverage remains a staple for consumers tracking affordability as borrowing costs keep drifting higher.

Why now: Homebuyers and homeowners are closely tracking the persistent upward drift in borrowing costs and what it means for affordability.

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