payment providers

Retailers are reworking their payment infrastructure to accommodate agentic commerce, in which AI agents rather than human shoppers initiate and complete purchases. The shift raises questions about authentication, fraud prevention and how merchants verify transactions made on a customer's behalf. Industry observers say payment rails built for human checkout are poorly suited to machine-initiated buying, prompting retailers to explore new authorization and trust frameworks.

Revolut is promoting 'selfie payments', a pair of new features that use facial biometrics to make checkout faster, as part of its broader push to disrupt traditional banks and legacy payment providers. Commenters are weighing what the fintech stands to gain from the move and whether biometric payments will catch on with shoppers and regulators.