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- 1Watchdog warns Federal Reserve has security deficiencies▼Federal Reserve exposed to security ‘deficiencies’, watchdog warns
A federal watchdog has warned that the Federal Reserve is exposed to security 'deficiencies', according to the Financial Times. The report flags weaknesses in the US central bank's security arrangements, raising concerns about the protection of sensitive systems and data at one of the world's most influential financial institutions.
- 2Social Security earnings limit withholds $1 for every $2 above $24,480●Earn More Than $24,480 While Collecting Social Security and This Rule Withholds $1 of Every $2
A personal finance explainer is drawing attention to Social Security's earnings test: beneficiaries who claim early can earn up to $24,480 before the withholding rule kicks in, and above that threshold $1 is withheld for every $2 earned. The piece walks through how working retirees can keep more of their benefits and how withheld amounts are later credited back.
- 3Education Department releases 2027-28 FAFSA form early●Education Department releases 2027-28 FAFSA early, giving students a head start
The US Department of Education has released the 2027-28 FAFSA application ahead of its usual schedule, giving students and families extra time to apply for federal financial aid. The early launch is meant to give applicants a head start on securing grants, loans and work-study funds for college. Education advocates have long pushed for smoother, earlier FAFSA rollouts after past delays disrupted aid planning.
- 4The $700,000 401(k) threshold where Social Security benefits get taxed▼The $700,000 401(k) Balance Where Social Security Quietly Starts Getting Taxed, and How Retirees Stay Under It
A personal finance report highlights that retirees with roughly $700,000 saved in a 401(k) can tip their provisional income high enough for up to 85% of their Social Security benefits to become taxable. The analysis explains how required minimum distributions push income over the threshold and outlines strategies, such as drawing from taxable or Roth accounts and managing withdrawal timing, to stay under the limit and reduce retirement taxes.